Archive for December, 2015

postheadericon The Basics Facts of Chapter 13 Personal Bankruptcy

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Even though the large majority of personal bankruptcy cases are under Chapter 7 bankruptcy, Chapter 13 bankruptcy is still often a good option for people who are struggling with their finances but do not qualify for Chapter 7. If you’re trying to figure out whether Chapter 7 or Chapter 13 would be more likely for your own situation, here’s a quick guide about what Chapter 13 bankruptcy entails:

  • Under Chapter 13, and unlike Chapter 7, you are required to pay back at least some of your debts. This does not include debts such as student loan repayments and chil Read the rest of this entry »

postheadericon Are You in Need of an Experienced Lawyer?

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It makes absolutely no sense. You drafted a will 15 years ago. At the time you only had one, not two daughters. You were taking a trip out of the country for your 10 year anniversary and it just seemed like it made good sense to have your wishes in writing. Unfortunately, since that will that you created 15 years ago, you have not done anything else to record your financial wishes. You now have two daughters, one 14 and the other 18, and on this particular weekend you are again separated by more than 1,000 miles. Your youngest daughter is in California on a high school band trip and you are six hours from your oldest daughter who you just dropped off at college.
It takes less than 30 minutes to create or update a will with experienced lawyers. Why then do 55% of Americans not have one? Perh Read the rest of this entry »

postheadericon 3 Things to Expect From Your Lawyer When Filing for Bankruptcy

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Filing bankruptcy is not an easy decision to make and isn’t one to be taken lightly, either. Educating yourself before meeting with bankruptcy lawyers will help move the process along as smoothly as possible. While the processes for filing for personal and business bankruptcy varies, the basis remains the same. There are questions you should be prepared to ask and answer as well as ways to prepare yourself.

What brought you here: Be prepared to answer the question, “How did you get here?” It can be an uncomfortable question to answer but knowing how you were led to file bankruptcy is a large part of the process. Th Read the rest of this entry »

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This is Sandra Rivulet speaking, of I was born and raised as a navy brat. We traveled constantly when I was young. College was the first time I settled in one spot for more than two years.

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