The bail bond industry in the state of Indiana is commanded by the Indiana Department of Insurance. When a person has been arrested, there are four methods the person may be released from incarceration prior to trial:
- The first one requires no bail, it is based on a person’s own recognizance.
- The defendant providing a set, cash bail for release is the second.
- A surety bail provided by a third party, such as family, friends, or a bail bondsman is third.
- Finally, last is a deposit bail which pays a partial payment of the requested bail amount.
- If you have ever wondered how to become a bail bondsman in Indiana, this article is going to tell you how.
Indiana bail bondsmen have articulated a robust judgment regarding the current system of deposit bail making 10 percent a requirement. Deposit bail doesn’t have any incentives for the defendant to appear for their court date. Dissimilar to the surety bail which requires a co-signer or some form of collateral. There is a 97 percent rate of appearance for defendants released on bail. Yet only 60 percent will actually return for their court date.
Indiana bail bonding works in this manner. The bond permits a person who has been arrested to be released from jail until the set court date. There is a $5.00 Death Benefit Fee attached to the final cost of the bond. Indiana allows bonds to be paid via online payment.
Making Yourself Eligible to Become a Bail Bondman in Indiana
The first step to learning how to become a bail bondsman in Indiana is to meet the eligibility requirements. To be eligible to become a bail bondsman in Indiana, the state Department of Insurance has set the following requirements:
- The first, most foremost eligibility requirement is age. A prospective bail bondsman must be at least 18 years of age.
- Before an application is submitted you must have one year’s residency in Indiana.
- No disqualifying felony convictions, or a ten-year lapse since the last disqualifying felony conviction. Or, there have been five years since the last misdemeanor conviction.
- Have the money available to pay the $650 license fee and $100 examination fee.
- Be capable of passing the Commissioner’s examination
- Be able to supply a current credit report
- Complete the 12-hour licensing course and show proof of its completion
- Undergo a Thorough Educational and Training Program
Something you need to know is that a bail bonds service is essentially an occupation in financial management. Although there is no lawful requirement for a bail bondsman to have a college degree it doesn’t hurt. In fact, many bail bondsmen do possess a minimum Associate’s degree in business administration, law, finance, or economics.
In addition, a college degree does make preparation to take the exam for a licensed bail bondsman much easier.
There is a 12-hour course bail bondsman candidates may enroll in for pre-licensing. There are several bail companies and academies throughout the state that offer this course. However, owning the academic savvy to enable you to master this demanding exam comes from having a college education.
Some of the instruction included in this pre-licensing course is:
- Department of Insurance
- Regulations and licensing
- Important descriptions
- Basics about bail bonds
- Procedures and practices regarding bail and recovery agents
- Principles of law enforcement
- Passing the Exam to be an Indiana Bondsman
This is another step in how to become a bail bondsman in Indiana. That is to successfully take the exam for a bail bondsman. It consists of 60 multiple choice questions, and in order to pass, you must get 70 percent or better. This exam costs $100 and can be paid for with a credit or bank debit card.
A bail bondsman applicant may be eligible to take the exam as much as needed, six months after course completion.
Applying for your License
Once you have passed the exam there is one more step. If you want to know how to become a bail bondsman in Indiana, you must apply for a license. This is the process to follow when applying for a license as a bail bondsman in Indiana:
- Submit your application to be an Indiana Bail Agent
- Pay Indiana Department of Insurance the $650 fee
- Provide your credit report
- Get fingerprints done
- Show proof of appropriate pre-licensing course completion
- Show verification of what grade you earned on the exam
Once you are granted a bail agent license it is good for two years. You must re-apply and pay a $600 fee to renew your license. In addition, you must complete a six-hour course of continued education.
How Do Bail Bonds Work in Indiana?
There are numerous ways bail can be described. Bail is something the court allows an individual to pay in order to be released from jail prior to trial. Each state has different rules regarding bail, this article will explain Indiana rules.
In the state of Indiana, a defendant may be detained up to 15 days prior to bail being determined. Once the process starts, the judge will set the amount of bail to allow release until the trial date.
Bail Bonds in Federal and State Court
When it comes to federal bail bonds, bondsmen play a different role. Bail bonds in federal court are not acknowledged in the same way they are in state court. The Federal courts use a Signature bond, an unsecured bond that is much like a promissory note. This type of bond requires a responsible third-party sign for it.
What Is the Difference Between a State and Federal Bail Bond?
A state crime is one that is committed within the state the defendant resides in. These crimes originate in the state court system. State crimes are misdemeanor charges, these charges are rated in three categories. Class A, B. and C. Class A misdemeanors are more serious than Class C ones. There are different procedures, limitations, and procedures encompassing the penalties of state-level crimes. State bail bonds are what is needed to get a defendant out of jail when they are charged with a state-level crime.
Federal crimes are those that start in the federal court system. These crimes are normally felonies on the Federal level. There are 7 categories of felonies in Indiana. These are Levels 1-6 and then Murder. A Level 6 felony is often called a “wobbler” and may be lowered to a misdemeanor. The type of bond needed to get a defendant out of jail for a federal crime is called Federal bail bonds.
Bail Bonds Service
When you learn how to become a bail bondsman in Indiana, there are several things you must learn about a bail bonds service.
There are a variety of reasons in the realm of family law that could get a person arrested. Domestic violence is one of them. Domestic violence can be the result of emotional, physical, financial, psychological, and sexual abuse against another person.
In some criminal law cases involving domestic violence, the judge does not grant a bail bond. In cases where this happens, the judge may fear the victim’s life is in danger. Depending on how severe the case also depends on the limits set for bail. A bail bonds service in Indiana works hard to secure a misdemeanor, felony, or surety bond. The bail bondsman does whatever they can, within the law, to assure your release from jail.
Criminal Law Bail Bonds
The biggest concern a person has when they are arrested is how fast they can be released. Once bail has been posted, the defendant is released from jail until the case is finalized in court.
In Indiana, when a person is arrested, they go through the booking process. They are then allowed one phone call. This call is usually to a bail bondsman or close family member who is familiar with the bail bonds service.
One important thing you will learn about how to become a bail bondsman in Indiana is how to handle defendants arrested in criminal law cases. The defendant’s criminal defense attorney is not permitted to post bail for them. Yet, your criminal attorney can request a bail hearing if the defendant has not received notice regarding bail. The law firm the attorney works for will fully explain this procedure to you, the bail agent.
The criminal defense lawyer can request at the bail hearing for the defendant to be released on their own recognizance. If this is not possible, the criminal attorney then debates bail being set at the lowest possible amount. This makes it easier for the defendant to be released from jail until the case is heard and resolved.
In some cases, a violent crime does not allow for bail. Particularly if the defendant has priors on their record.
As an Indiana bail bondsman, you will soon learn you have a lot to learn. In learning how to become a bail bondsman in Indiana there is so much important information. One imperative thing is learning what bail schedules are and how bail amount is determined sans a hearing in court.
Types of Bail in Indiana
Another important thing to learn about how to become a bail bondsman in Indiana is the various types of bail offered. This section will give you a brief explanation of each type of bail in Indiana.
Own Recognizance of OR
This type of bail is considered for a person who has been arrested for a non-violent crime with no priors. When the defendant is released on their OR, they need not post any bail money. The person is given a court date. Failure to appear results in a warrant being issued for their immediate arrest. This person then faces automatic jail time for the duration of their case.
This type of bail depends on the circumstances surrounding the case as well as the severity of the crime. Following the settlement of the case, the court might demand a full refund of a cash bond. However, if you owe any fees, restitution, or fines, this will be deducted prior to any refund being issued.
A bail agent is needed to issue this type of bond. When you learn how to become a bail bondsman in Indiana you will learn about this. As a bail agent, you charge 10 percent of the posted bond when a surety bond is posted.
This bond is sometimes ordered by the judge. The defendant is refunded the part of the bond they paid in cash. As the bail bondsman, you keep 10 percent of the money paid toward the surety bond.
Much the same as a surety bond, with the percent bond the defendant pays 10 percent of the total. As long as the defendant owes nothing else, this bond is completely refundable. If this person fails to appear for court, they are ordered to pay the remaining amount of bond.
This type of bond incorporates a surety and percentage bond. The bail agent is paid 10 percent of the non-refundable surety bond. The bail bondsman then posts the full amount of that bail’s portion.
This type of bond is used when a defendant’s bond is extremely high. The bondsman uses personal property as collateral to post the person’s bond. You will learn when learning how to become a bail bondsman in Indiana about property bonds. The bail bondsman places a lien on the property of the defendant or their co-signer to serve as a bond for release. As with any other bond, if the defendant fails to show for the court date, the court will seize the property.
Car Accidents and Bail
You will also learn when learning how to become a bail bondsman in Indiana about car accidents and bail. Sometimes a car accident will result in illegal activity, (such as a DWI). When this happens, the person being arrested will be coming to you for bail.